Professional Liability Insurance

Professional Liability Insurance  


Great News!

We have now added an exciting new product to your member benefit insurance program. Thanks to our exclusive partnership with one of the leading architects and engineers (A&E) professional liability insurance carriers, Beazley Insurance Company, Inc., you now have access to professional liability insurance at exclusive member rates.

The new ASABE Professional Liability Program

With this exciting new program, Beazley brings nearly three decades of experience writing architects and engineers and combines it with AMBA’s more than 25 years’ experience offering professional liability solutions to members of the top professional engineering associations in the U.S.


What is Professional Liability?

This insurance protects Engineering firms against an array of design/consulting errors related to the performance of their professional services.


Program Features

Your new ASABE Professional Liability Program offers numerous deductible and policy options and includes these key coverage features:

  • Technology risk coverage for electronic transfer of data, copyright infringement, web-hosting functions, and privacy liability
  • Contractors’ pollution liability extension
  • Disciplinary proceedings reimbursement extension
  • Reputation management reimbursement extension

Additional value-added services include:

  • Risk management tools to help you minimize your exposures, including webinars, exclusive online portal, newsletters, CE credits and more.
  • Pre-claim assistance and contract reviews at no extra cost.
  • Proactive claims management through experienced lawyers and claims management professionals.

Want more information?

View the Forms section and download a no-obligation application. Or, send us your current carrier's completed renewal application. We'll give you our expert and comprehensive analysis of your firm's coverage and risks.

The plan is underwritten by Beazley Insurance Company, Inc. 
CA Ins. Lic. #0G55497
WA Ins. Lic. #1298

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.




Applications submitted to one of the following

PO Box 14555
Des Moines, IA 50306
[email protected]
[email protected]


Physical Address

Attn: Professional Liability Program
4050 NW 114th Street
Urbandale, Iowa 50322
 M-F 8a-5p CT
  • What is Professional Liability insurance?


    Professional Liability Insurance protects you against covered claims arising from real or alleged errors or omissions, including negligence, in the course of your professional duties. Remember, legal defense and settlement costs are paid in addition to your limits of liability.

  • Doesn’t my employer provide me with Professional Liability coverage?

    While many employers (not all) will provide some professional liability coverage, chances are that coverage may have some serious gaps, including: 

    • Policy limits may not be high enough to protect you and all of your co-workers.
    • You may not be provided with coverage for lost wage reimbursement, licensing board hearing reimbursement, and defense costs.
    • You may not be covered outside of the workplace, such as when you engage in volunteer or part-time work.
    • You may not be covered for suits filed after you have terminated your employment.
  • What would having a personal Professional Liability Insurance Plan give me?

    In the event of a lawsuit, your own Professional Liability Insurance policy would: 

    • Provide you with your own attorney
    • Pay all reasonable costs incurred in the defense or investigation of a covered claim
    • Pay you for lost wages
    • Provide reimbursement if licensing board issues were involved
    • Pay court costs and settlements in addition to the limits of liability
  • Why should I consider an individual Professional Liability Insurance Plan from AMBA?

    All the plans offered by AMBA are tailored specifically for each profession to meet your unique needs.

    The Plan is administered by AMBA and is underwritten by Liberty Insurance Underwriters, Inc. AMBA has handled the insurance needs of individual healthcare professionals, schools, universities and associations since 1949. As a trusted name in the Professional Liability marketplace, AMBA has earned a reputation defined by superior products and quality service.
  • How do I apply?

    Applying is just a click away! Get a no-obligation quote and apply for binding coverage instantly at

    If you prefer not to apply online, you may also request an application to be sent to your home or apply for coverage by phone. Call 1-800-375-2764 to speak to your professional liability representative today.
  • Am I eligible to purchase my medical professional liability with installments?

    Illinois Medical Professional Liability Law PA94-677, Senate Bill 475, requires insurers to implement a quarterly premium payment installment plan as prescribed by the Secretary of the Illinois Department of Financial and Professional Regulation (IDFPR). 

    If you practice in the state of Illinois and your annual medical professional liability premium is above $500, please visit for information regarding installment payment options.